ADVISORY FOR HIGH
Strategising Investment plan that aligns risk and return through an appropriate asset allocation. Selecting investment options after thoroughly analysing fund's investment objectives, fund size, performance track-record, fund manager's investing style and fund management expenses. Creating an optimal investment portfolio that is just in-line with the risk-profile. Tracking the markets and reviewing the portfolio on an on-going basis to ensure that high performance is achieved with minimum volatility.
FOUR FUNCTIONAL ATTRIBUTES
Foundation to investment advisory is financial planning, as with it the purpose and time horizon of each investment in the portfolio is plotted rationally. Equally important is understanding the features, cost structures and appropriateness of each product being recommended. Such analytics based approach makes our clients more confident about their decisions.
Sense evolves over time with intensive study, analysis and experience. We bring all three along with the requisite certifications. This make us a competent advisor for your investment portfolio. This is much beyond just an artificial intelligence based robotic advice, as the experience and sensitivity that a human being brings over analytics cannot be matched by any machine.
Wealth is created with patience in long term. This requires discipline which may sound simple, but is quite difficult to follow, given many behavioural biases originating from greed and fear. We stick to arduous method of educating our clients that enhances their understanding, checks and controls their biases and keeps them on track for a long term returns and multiplication.
We are ethical advisors and our sense of responsiveness differentiates us from others. Our advisory philosophy makes us focus solely on our clients interests. We practice this daily through our strong operating mechanism which comprises of five values and three principles. We also have a list of our do's and don't that serves as our guide to right investing.
Just telling you want you want to hear is not Right Advice. We call this, "mere socializing and selling approach". Our philosophy is based on suitability and not sales. So we don’t sell you what you want; we advise you on what your portfolio needs, and what is right for you. From financial planning to asset allocation & from asset allocation to asset re-balancing, we do not hesitate in advising you in line with what is right and important for you even if its against your biases. Our educative approach makes it possible.
Market is cluttered with thousands of financial products. Most are manufactured keeping in mind product seller’s interests. Our philosophy is to select the product with insight as well as integrity. For an example, if an equity product is not good for long term returns, it is not recommended. Similarly if a debt product has un-due risk, or lock-in, it is also not recommended. We are simply against debt oriented hybrid products. So, basically, an investment product must be making a sense for the objective being targeted.
Adding too many products in the portfolio plays against the portfolio's performance as this complicates the portfolio. This approach doesn’t get you higher return; in fact, it adversely impacts the performance as good funds get balanced with bad performing ones . Our philosophy is to un clutter the portfolio by identifying under performers and simplifying its structure. The aim is to achieve right asset allocation with apt diversification. This is very important and needs the right focus.
DO'S and DONT'S
Your Advisor could be keeping you BUSY with what is EASY, however,
Wealth grows by doing what is RIGHT and not what is EASY
Refreshing departure from the stereotypical pattern
I have never had a satisfactory experience in the past with financial advisors from big institutions . Their emphasis was to off-load products attractive to their interests even though they were not conducive to the client’s portfolio. Advice Sense Wealth Management provides a refreshing departure from the stereotypical pattern. They study your needs and jointly develop a portfolio to meet your long-term aspirations. The products are well researched, service is provided for the transactions to happen in the e-mode. Their website provides comprehensive information not only on the portfolio status, but of dividends, short and long-term gains, tax implications and history of transactions. This is the kind of service I have been looking for – expert advice and service available all the time without having to worry about timelines . It is nice to have one place to come to, without being intimidated by relationship managers from larger institutions. This is what financial advisors should be.
We have worked with largest MNC bank, Indian private bank. Advice Sense Wealth Management is class apart; truly client-focused. Team of people with amazing integrity and values. They have sound understanding of the advisory industry, products, and are going to create a special market for themselves as there is a huge need for honest, ethical and sound investment advisory.
Discipline and Integrity
Disciplined approach with solid integrity focused on Wealth Management and responsible advisory.
Rare Combination of Intent, Knowledge and Discipline
The intent of an advisor matters the most. After having dealt with banks and other distributors for years, I find Advice Sense Wealth Management different and a rare combination of right intent, advisory know-how, and disciplined approach to investing. All this along with consolidation of my investments at one place and flat fee model adds immense value to my investment portfolio. I happily recommend their service.
Just the Right kind of Advisory
What makes me recommend Advice Sense Wealth Management is that now I have access to all on my financial investments across products at one glance. Sensible investments, unbiased product selection, flawless technology, customized hand-holding. All this for a fair fee that is not correlated to portfolio value is just the right kind of advisory model that I was looking for.
I have been investing in mutual funds through a bank, and then when I discovered cost advantage of direct investing, I started dealing with online platforms that provide direct mutual funds. I also dealt with asset management companies directly. But, in all experiences, I saw huge gaps and/or conflict of interests. While banks were always keen to just sell a product for commission, online platforms were not capable to understand my risk preferences, and were not actively involved to review portfolio level performance. They were claiming artificial intelligence, but actually were lacking even in common sense! AMCs have a limitation of bias towards their own products. Advice Sense Wealth Management addressed all these issue. They provided flat fee, no product bias, advise objectively basis client risk and product risk adjusted performance. Their approach is right and is the way to go for this industry. I have recommended this to my colleagues and will happily recommend to all.
Perceptive and Right
They have everything in place. Years of experience, disciplined approach to investing, Robust technology platform, Amazing reporting system. All this for a few lacs on my portfolio is what I was looking for. I recommend Advice Sense Wealth Management to all investors looking for perceptive and right investment advisory.
Responsive, Sensible and Focused
If you want to know anything about investing, Advice Sense is the way to go. Flat fees, responsive staff, direct investments, online tracking, one click transactions and sensible advice make this an easy decision. I can clearly see the difference between their advice and the biased advice I get from banks and other distributors. I’m very happy with their service. I can focus on my work because I know they are focused on theirs.